Jewelry Appraisals in Altus, OK

Most people do not think about what their jewelry is worth until something forces the question: an insurance policy needs documentation, a relative leaves behind a jewelry box, or a ring goes missing. An appraisal answers that question on paper. Crown Jewelry has certified appraisers on site at the Main Street store, so you can have a piece evaluated without sending it away.

Gloved hands holding and examining a silver bracelet on a beige surface
Gloved hands assembling a small jewelry piece on a table with chain and tools
Gloved hands examining blue gemstones with a jeweler’s loupe on a worktable

Insurance Replacement Appraisals

If your jewelry is lost, stolen, or damaged, your insurance provider will want a record of what it was. An insurance replacement appraisal provides that record, with a detailed description of the piece and documented color and clarity grading for any diamonds. Having one on file before something happens makes a claim far simpler, and it helps make sure your coverage actually matches what you own.



Engagement rings are the most common reason people come in, but anniversary bands, tennis bracelets, watches, and pendants with significant stones are all worth documenting.

Custom

Point-of-Sale Appraisals

Buying a significant piece? A point-of-sale appraisal documents it at the time of purchase, so you leave with the paperwork your insurer will ask for. That is especially useful for an engagement ring you plan to add to a policy right away.

Estate and Heirloom Appraisals

Inherited jewelry often comes with more questions than answers. Is that stone a diamond? Is the band gold? Is it worth insuring, resetting, or selling? Estate appraisals help sort out what you have, and antique family heirlooms can be appraised as well as repaired.

Once you know what a piece is, you can decide what to do with it. Some people keep heirlooms as they are, some have stones remounted, and some choose to sell. Crown Jewelry buys gold, silver, diamonds, and other precious stones, and older jewelry can be traded toward something new; see selling gold and estate jewelry for details. If a piece needs work before it can be worn, our jewelry repair and services are handled in the same building.

Hands holding a necklace over a display of watches and bracelets on a table
Gloved hands examining gold jewelry pieces laid out on a dark table

Custom

Diamond Color and Clarity Grading

Color and clarity grading of diamonds is available on its own or as part of an appraisal. Color is graded on the Gemological Institute of America scale, which runs from D, colorless, to Z. Clarity is judged under 10x magnification, where naturally occurring inclusions become visible. For a fuller explanation of how these grades affect value, read our diamond buying guide.


Grading is useful when you want to understand a diamond you already own, compare it to one you are considering, or confirm what an older piece contains. You can find the rest of the store's services on the Crown Jewelry home page.

Frequently Asked Questions

  • What types of jewelry appraisals do you offer?

    Crown Jewelry provides point-of-sale appraisals, insurance replacement appraisals, and estate appraisals. Diamond color and clarity grading is also available.

  • Who performs appraisals at Crown Jewelry?

    Appraisals are conducted by the store's certified appraisers, on site at 219 N Main St in Altus. Your jewelry does not need to be shipped anywhere.

  • What does an insurance appraisal include?

    It includes a detailed description of the piece and documented color and clarity grading for its diamonds. That documentation is what insurance providers use to set coverage.

  • Can you appraise jewelry I inherited?

    Yes. Estate appraisals cover inherited and older jewelry, including antique family heirlooms. If you decide to sell afterward, the store buys gold, silver, diamonds, and other precious stones.

  • How is a diamond's clarity checked?

    The diamond is examined at 10x magnification so inclusions are easy to see. Clarity is then graded on the scale established by the Gemological Institute of America.